I3INSIT3
LOCATION ASSESSMENT / 08001
ASSESSMENT GENERATED 2026-08-26T19:49:30.550Z

Adams County, Colorado

COUNTY SCOPE

Active alerts and forecasts are evaluated at the representative point shown below. Historical and climate evidence uses county-level data where available.

Representative point: Adams County Census representative point, Colorado

LAT
39.87432
LON
-104.33187
ZONE
America/Denver
COUNTY_FIPS
08001
COMPOSITE CONFIRMED INDEX40/100MODERATE

0–100 DECISION INDEX, NOT EVENT PROBABILITY

EVIDENCE QUALITY 67.5/100

SUPPLIED CONTEXT / UNTRUSTED INPUT

No audience or operational context supplied.

PLAIN-LANGUAGE INTERPRETATION

What this assessment says.

01 / CURRENT AND 14-DAYModerate

Elevated available evidence for extreme heat and heat index, heavy rain and atmospheric rivers.

0 intersecting official alerts. Forecast guidance available for supported hazards.
02 / LONG-TERM EXPOSUREELEVATED SIGNALS

High historical or climate indices for extreme heat and heat index, tornadoes, hail.

Historical and climate indices describe planning exposure, not current conditions.
03 / EVIDENCE COVERAGE45 OF 76

Evidence layers are available across the 19 monitored hazards.

All registered sources responded. Not scored is different from zero.
HAZARD MATRIX / 19 CLASSES

Risk by hazard

Weights: active 40% · forecast 30% · history 20% · climate 10%

Scores are 0–100 decision indices, not probabilities. Rows are ordered by current or near-term signal, then high long-term exposure.
HazardAssessmentCurrent and 14-dayLong-term evidenceEvidence
Extreme heat and heat indexCURRENT / NEAR-TERM40/100ModerateACTIVENo matching alert14-DAY50/100HISTORYNot scoredCLIMATE82.8/1003 OF 4LAYERS AVAILABLEQUALITY 67.5/100
Heavy rain and atmospheric riversCURRENT / NEAR-TERM40/100ModerateACTIVENo matching alert14-DAY41.3/100HISTORY30.2/100CLIMATE37.9/1004 OF 4LAYERS AVAILABLEQUALITY 84.5/100
HailHIGH LONG-TERM19.6/100LowACTIVENo matching alert14-DAYNot scoredHISTORY97.9/100CLIMATENot scored2 OF 4LAYERS AVAILABLEQUALITY 55.0/100
TornadoesHIGH LONG-TERM19.6/100LowACTIVENo matching alert14-DAYNot scoredHISTORY97.9/100CLIMATENot scored2 OF 4LAYERS AVAILABLEQUALITY 55.0/100
Severe thunderstorms13.3/100LowACTIVENo matching alert14-DAY5/100HISTORY58.8/100CLIMATENot scored3 OF 4LAYERS AVAILABLEQUALITY 77.5/100
Flash flooding12.9/100LowACTIVENo matching alert14-DAY5/100HISTORY37.9/100CLIMATE37.9/1004 OF 4LAYERS AVAILABLEQUALITY 84.5/100
Urban flooding5.3/100LowACTIVENo matching alert14-DAY5/100HISTORYNot scoredCLIMATE37.9/1003 OF 4LAYERS AVAILABLEQUALITY 67.5/100
Lightning8.1/100LowACTIVENo matching alert14-DAY5/100HISTORY33/100CLIMATENot scored3 OF 4LAYERS AVAILABLEQUALITY 77.5/100
Extreme cold and wind chill3.2/100LowACTIVENo matching alert14-DAY5/100HISTORYNot scoredCLIMATE17.2/1003 OF 4LAYERS AVAILABLEQUALITY 67.5/100
Blizzards1.5/100LowACTIVENo matching alert14-DAY5/100HISTORYNot scoredCLIMATENot scored2 OF 4LAYERS AVAILABLEQUALITY 60.5/100
Ice storms and freezing rain1.5/100LowACTIVENo matching alert14-DAY5/100HISTORYNot scoredCLIMATENot scored2 OF 4LAYERS AVAILABLEQUALITY 60.5/100
Winter storms and heavy snow1.5/100LowACTIVENo matching alert14-DAY5/100HISTORYNot scoredCLIMATENot scored2 OF 4LAYERS AVAILABLEQUALITY 60.5/100
Wildfires7.3/100LowACTIVENo matching alert14-DAYNot scoredHISTORYNot scoredCLIMATE72.5/1002 OF 4LAYERS AVAILABLEQUALITY 45.0/100
Drought6.2/100LowACTIVENo matching alert14-DAYNot scoredHISTORYNot scoredCLIMATE62.1/1002 OF 4LAYERS AVAILABLEQUALITY 45.0/100
River flooding9.6/100LowACTIVENo matching alert14-DAYNot scoredHISTORY29.1/100CLIMATE37.9/1003 OF 4LAYERS AVAILABLEQUALITY 62.0/100
Coastal flooding3.8/100LowACTIVENo matching alert14-DAYNot scoredHISTORYNot scoredCLIMATE37.9/1002 OF 4LAYERS AVAILABLEQUALITY 45.0/100
Hurricanes and tropical storms0/100LowACTIVENo matching alert14-DAYNot scoredHISTORYNot scoredCLIMATENot scored1 OF 4LAYERS AVAILABLEQUALITY 38.0/100
Storm surge0/100LowACTIVENo matching alert14-DAYNot scoredHISTORYNot scoredCLIMATENot scored1 OF 4LAYERS AVAILABLEQUALITY 38.0/100
Wildfire smoke and degraded air quality0/100LowACTIVENo matching alert14-DAYNot scoredHISTORYNot scoredCLIMATENot scored1 OF 4LAYERS AVAILABLEQUALITY 38.0/100
DETERMINISTIC RECORD

Component evidence

Extreme heat and heat index

40/100 · Moderate

3 of 4 layers available · evidence quality 67.5/100

ACTIVE
0/100No matching active NWS alert at retrieval time.
FORECAST
50/100Derived from the 14-day daily model series using published INSIT3 thresholds.
HISTORY
Not scoredThis hazard is not uniformly county-coded in NOAA Storm Events; it remains unsupported rather than being forced into a county score.
CLIMATE
82.8/100Recent 10-year county mean ranked against the NOAA 1991–2020 baseline series.
Technical missing-data bound

43.3/100 is the mathematical worst case if missing layers were maximally adverse. It is not an expected range, probability, or forecast.

Heavy rain and atmospheric rivers

40/100 · Moderate

4 of 4 layers available · evidence quality 84.5/100

ACTIVE
0/100No matching active NWS alert at retrieval time.
FORECAST
41.3/100Derived from the 14-day daily model series using published INSIT3 thresholds.
HISTORY
30.2/1000 NOAA county reports in 2016–2025; national midrank percentile 30.15. Reports are not unique storms.
CLIMATE
37.9/100Recent 10-year county mean ranked against the NOAA 1991–2020 baseline series.

Hail

19.6/100 · Low

2 of 4 layers available · evidence quality 55.0/100

ACTIVE
0/100No matching active NWS alert at retrieval time.
FORECAST
Not scoredNo uniform location-level forecast product is available for this hazard.
HISTORY
97.9/100141 NOAA county reports in 2016–2025; national midrank percentile 97.86. Reports are not unique storms.
CLIMATE
Not scoredNo defensible county climate proxy is available for this event hazard.
Technical missing-data bound

80/100 is the mathematical worst case if missing layers were maximally adverse. It is not an expected range, probability, or forecast.

Tornadoes

19.6/100 · Low

2 of 4 layers available · evidence quality 55.0/100

ACTIVE
0/100No matching active NWS alert at retrieval time.
FORECAST
Not scoredNo uniform location-level forecast product is available for this hazard.
HISTORY
97.9/10021 NOAA county reports in 2016–2025; national midrank percentile 97.9. Reports are not unique storms.
CLIMATE
Not scoredNo defensible county climate proxy is available for this event hazard.
Technical missing-data bound

80/100 is the mathematical worst case if missing layers were maximally adverse. It is not an expected range, probability, or forecast.

Severe thunderstorms

13.3/100 · Low

3 of 4 layers available · evidence quality 77.5/100

ACTIVE
0/100No matching active NWS alert at retrieval time.
FORECAST
5/100Derived from the 14-day daily model series using published INSIT3 thresholds.
HISTORY
58.8/10050 NOAA county reports in 2016–2025; national midrank percentile 58.8. Reports are not unique storms.
CLIMATE
Not scoredNo defensible county climate proxy is available for this event hazard.
Technical missing-data bound

23.3/100 is the mathematical worst case if missing layers were maximally adverse. It is not an expected range, probability, or forecast.

Flash flooding

12.9/100 · Low

4 of 4 layers available · evidence quality 84.5/100

ACTIVE
0/100No matching active NWS alert at retrieval time.
FORECAST
5/100Derived from the 14-day daily model series using published INSIT3 thresholds.
HISTORY
37.9/1004 NOAA county reports in 2016–2025; national midrank percentile 37.86. Reports are not unique storms.
CLIMATE
37.9/100Recent 10-year county mean ranked against the NOAA 1991–2020 baseline series.

Urban flooding

5.3/100 · Low

3 of 4 layers available · evidence quality 67.5/100

ACTIVE
0/100No matching active NWS alert at retrieval time.
FORECAST
5/100Derived from the 14-day daily model series using published INSIT3 thresholds.
HISTORY
Not scoredThis hazard is not uniformly county-coded in NOAA Storm Events; it remains unsupported rather than being forced into a county score.
CLIMATE
37.9/100Recent 10-year county mean ranked against the NOAA 1991–2020 baseline series.
Technical missing-data bound

25.3/100 is the mathematical worst case if missing layers were maximally adverse. It is not an expected range, probability, or forecast.

Lightning

8.1/100 · Low

3 of 4 layers available · evidence quality 77.5/100

ACTIVE
0/100No matching active NWS alert at retrieval time.
FORECAST
5/100Derived from the 14-day daily model series using published INSIT3 thresholds.
HISTORY
33/1000 NOAA county reports in 2016–2025; national midrank percentile 33.01. Reports are not unique storms.
CLIMATE
Not scoredNo defensible county climate proxy is available for this event hazard.
Technical missing-data bound

18.1/100 is the mathematical worst case if missing layers were maximally adverse. It is not an expected range, probability, or forecast.

Extreme cold and wind chill

3.2/100 · Low

3 of 4 layers available · evidence quality 67.5/100

ACTIVE
0/100No matching active NWS alert at retrieval time.
FORECAST
5/100Derived from the 14-day daily model series using published INSIT3 thresholds.
HISTORY
Not scoredThis hazard is not uniformly county-coded in NOAA Storm Events; it remains unsupported rather than being forced into a county score.
CLIMATE
17.2/100Recent 10-year county mean ranked against the NOAA 1991–2020 baseline series.
Technical missing-data bound

23.2/100 is the mathematical worst case if missing layers were maximally adverse. It is not an expected range, probability, or forecast.

Blizzards

1.5/100 · Low

2 of 4 layers available · evidence quality 60.5/100

ACTIVE
0/100No matching active NWS alert at retrieval time.
FORECAST
5/100Derived from the 14-day daily model series using published INSIT3 thresholds.
HISTORY
Not scoredThis hazard is not uniformly county-coded in NOAA Storm Events; it remains unsupported rather than being forced into a county score.
CLIMATE
Not scoredNo defensible county climate proxy is available for this event hazard.
Technical missing-data bound

31.5/100 is the mathematical worst case if missing layers were maximally adverse. It is not an expected range, probability, or forecast.

Ice storms and freezing rain

1.5/100 · Low

2 of 4 layers available · evidence quality 60.5/100

ACTIVE
0/100No matching active NWS alert at retrieval time.
FORECAST
5/100Derived from the 14-day daily model series using published INSIT3 thresholds.
HISTORY
Not scoredThis hazard is not uniformly county-coded in NOAA Storm Events; it remains unsupported rather than being forced into a county score.
CLIMATE
Not scoredNo defensible county climate proxy is available for this event hazard.
Technical missing-data bound

31.5/100 is the mathematical worst case if missing layers were maximally adverse. It is not an expected range, probability, or forecast.

Winter storms and heavy snow

1.5/100 · Low

2 of 4 layers available · evidence quality 60.5/100

ACTIVE
0/100No matching active NWS alert at retrieval time.
FORECAST
5/100Derived from the 14-day daily model series using published INSIT3 thresholds.
HISTORY
Not scoredThis hazard is not uniformly county-coded in NOAA Storm Events; it remains unsupported rather than being forced into a county score.
CLIMATE
Not scoredNo defensible county climate proxy is available for this event hazard.
Technical missing-data bound

31.5/100 is the mathematical worst case if missing layers were maximally adverse. It is not an expected range, probability, or forecast.

Wildfires

7.3/100 · Low

2 of 4 layers available · evidence quality 45.0/100

ACTIVE
0/100No matching active NWS alert at retrieval time.
FORECAST
Not scoredNo uniform location-level forecast product is available for this hazard.
HISTORY
Not scoredThis hazard is not uniformly county-coded in NOAA Storm Events; it remains unsupported rather than being forced into a county score.
CLIMATE
72.5/100Recent 10-year county mean ranked against the NOAA 1991–2020 baseline series.
Technical missing-data bound

80/100 is the mathematical worst case if missing layers were maximally adverse. It is not an expected range, probability, or forecast.

Drought

6.2/100 · Low

2 of 4 layers available · evidence quality 45.0/100

ACTIVE
0/100No matching active NWS alert at retrieval time.
FORECAST
Not scoredNo uniform location-level forecast product is available for this hazard.
HISTORY
Not scoredThis hazard is not uniformly county-coded in NOAA Storm Events; it remains unsupported rather than being forced into a county score.
CLIMATE
62.1/100Recent 10-year county mean ranked against the NOAA 1991–2020 baseline series.
Technical missing-data bound

80/100 is the mathematical worst case if missing layers were maximally adverse. It is not an expected range, probability, or forecast.

River flooding

9.6/100 · Low

3 of 4 layers available · evidence quality 62.0/100

ACTIVE
0/100No matching active NWS alert at retrieval time.
FORECAST
Not scoredNo uniform location-level forecast product is available for this hazard.
HISTORY
29.1/1001 NOAA county report in 2016–2025; national midrank percentile 29.06. Reports are not unique storms.
CLIMATE
37.9/100Recent 10-year county mean ranked against the NOAA 1991–2020 baseline series.
Technical missing-data bound

80/100 is the mathematical worst case if missing layers were maximally adverse. It is not an expected range, probability, or forecast.

Coastal flooding

3.8/100 · Low

2 of 4 layers available · evidence quality 45.0/100

ACTIVE
0/100No matching active NWS alert at retrieval time.
FORECAST
Not scoredNo uniform location-level forecast product is available for this hazard.
HISTORY
Not scoredThis hazard is not uniformly county-coded in NOAA Storm Events; it remains unsupported rather than being forced into a county score.
CLIMATE
37.9/100Recent 10-year county mean ranked against the NOAA 1991–2020 baseline series.
Technical missing-data bound

80/100 is the mathematical worst case if missing layers were maximally adverse. It is not an expected range, probability, or forecast.

Hurricanes and tropical storms

0/100 · Low

1 of 4 layers available · evidence quality 38.0/100

ACTIVE
0/100No matching active NWS alert at retrieval time.
FORECAST
Not scoredNo uniform location-level forecast product is available for this hazard.
HISTORY
Not scoredThis hazard is not uniformly county-coded in NOAA Storm Events; it remains unsupported rather than being forced into a county score.
CLIMATE
Not scoredNo defensible county climate proxy is available for this event hazard.
Technical missing-data bound

80/100 is the mathematical worst case if missing layers were maximally adverse. It is not an expected range, probability, or forecast.

Storm surge

0/100 · Low

1 of 4 layers available · evidence quality 38.0/100

ACTIVE
0/100No matching active NWS alert at retrieval time.
FORECAST
Not scoredNo uniform location-level forecast product is available for this hazard.
HISTORY
Not scoredThis hazard is not uniformly county-coded in NOAA Storm Events; it remains unsupported rather than being forced into a county score.
CLIMATE
Not scoredNo defensible county climate proxy is available for this event hazard.
Technical missing-data bound

80/100 is the mathematical worst case if missing layers were maximally adverse. It is not an expected range, probability, or forecast.

Wildfire smoke and degraded air quality

0/100 · Low

1 of 4 layers available · evidence quality 38.0/100

ACTIVE
0/100No matching active NWS alert at retrieval time.
FORECAST
Not scoredNo uniform location-level forecast product is available for this hazard.
HISTORY
Not scoredThis hazard is not uniformly county-coded in NOAA Storm Events; it remains unsupported rather than being forced into a county score.
CLIMATE
Not scoredNo defensible county climate proxy is available for this event hazard.
Technical missing-data bound

80/100 is the mathematical worst case if missing layers were maximally adverse. It is not an expected range, probability, or forecast.

Recommendations.

  1. 01Monitor linked issuing agencies and compare source issue, validity, and expiration times before acting.
  2. 02Use the highest active or forecast hazard as the planning driver; do not average away a severe local threat.
  3. 03Prioritize preparedness for extreme heat and heat index, heavy rain and atmospheric rivers based on the currently confirmed score floor.

These recommendations never create, paraphrase, or override evacuation or shelter orders.

PROVENANCE LEDGER

Sources

  1. AVAILABLE

    Active alerts

    NOAA / National Weather Service · retrieved 2026-08-26T19:49:30.550Z

    CAP-compatible active alerts intersecting the evaluated point.

    https://api.weather.gov/alerts/active?point=39.874325,-104.331872
  2. AVAILABLE
  3. AVAILABLE
  4. AVAILABLE

    2016–2025 county event history

    NOAA / NCEI Storm Events · retrieved 2026-08-26T12:38:24Z

    One NOAA Storm Events detail record; counts are reports, not unique storms. Seven hazards have complete county-coded coverage; unsupported hazard/geography combinations remain null.

    https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  5. AVAILABLE

    County temperature normal and series

    NOAA / NCEI Climate at a Glance · retrieved 2026-08-26T19:49:30.550Z

    1991–2020 normal compared with the latest complete rolling 10-year county series.

    https://www.ncei.noaa.gov/access/monitoring/climate-at-a-glance/county/time-series/CO-001/tavg/12/12/1991-2025.json?base_prd=true&begbaseyear=1991&endbaseyear=2020
  6. AVAILABLE

    County precipitation normal and series

    NOAA / NCEI Climate at a Glance · retrieved 2026-08-26T19:49:30.550Z

    1991–2020 normal compared with the latest complete rolling 10-year county series.

    https://www.ncei.noaa.gov/access/monitoring/climate-at-a-glance/county/time-series/CO-001/pcp/12/12/1991-2025.json?base_prd=true&begbaseyear=1991&endbaseyear=2020
LIMITATIONS / REQUIRED READING
  • The primary score is a confirmed 0–100 decision index, not an event probability. A technical worst-case bound remains available in component evidence when required data is missing, but it is not an expected range or forecast.
  • Source outages and unsupported hazard layers are shown as unavailable or not scored. Missing evidence is never treated as zero.
  • Days 8–14 use freely available model guidance. NOAA CPC outlooks do not provide deterministic location-level forecasts for every hazard.
  • FEMA National Risk Index values use hazard-specific source windows and are supplemental. They are never labeled as the requested rolling 10-year history.
  • Climate trend scores are county-level derived comparisons, not event forecasts. Tornado, hail, hurricane, surge, smoke, lightning-strike, blizzard, and ice-event projections remain unscored where no defensible source exists.
  • Low or unscored risk does not mean safe. Follow current instructions from the issuing authority.